Meet Rita  

Rita has been married to Mark for nearly 50 years, and he’s managed their finances the entire time. Since Mark has been diagnosed with Alzheimer’s, he’s gradually gone from making occasional errors when balancing the checkbook to having difficulty keeping track of monthly bills.


Rita not only feels overwhelmed with her daily care responsibilities, but she’s also worried about what’s going to happen when Mark can’t participate meaningfully in financial decision-making. She’s not even really sure she knows what bills should be paid or when they are due.



Meet Karen

Rita’s been talking to her friend Karen, who’s been living on her own since her husband died a few years ago. She fell in the bathroom and broke her hip a week ago and is now recovering in a rehabilitation nursing home. When Rita went to go visit Karen, she learned that even though Karen’s daughter lives halfway across the country, she has still been able to pay her mom’s bills and handle any questions she has about Medicare.


That’s because Karen and her daughter made a plan about what should happen in case of an emergency:

  1. Karen put all her important documents in one place and told her daughter where she could find them.
  2. She gave her the name of her lawyer, as well as a list of people he could contact at her bank, doctor’s office, insurance company, and investment firm.
  3. She made sure she had copies of her Medicare and other health insurance cards.
  4. She added her daughter’s name to her checking account and safe deposit box at the bank.
  5. And Karen made sure Medicare and her doctor had written permission to talk with her daughter about her health and insurance claims.

Plan for the Future

No one ever plans to be sick or disabled, and disasters, man-made or natural, can happen at any time, anywhere. Yet older adults are among the most vulnerable during a crisis. That’s why it’s critical that seniors, and those who care for them, prepare for emergencies.

In this guide, you’ll learn:

  • How to talk to your parents about their finances and wishes for the future
  • How to organize important documents
  • How to prepare for a sudden emergency
  • How to assess your loved one’s situation
  • How to make changes to unsafe areas in the home

You’ll also get several worksheets that you can complete with the help of your parents.

The first is a personal record of where your loved one keeps their  important documents.

The second is a tool so you can keep all of your parents’ medications and dosages up to date.

This way, you can keep a single record of your loved one’s most critical information in one designated place so you are prepared in an emergency.